Smooth and cheesy refried bean dip is so simple to make by mixing ingredients and baking it until hot and gooey. This fantastic hot bean dip features cream cheese, vegetables, Monterrey Jack cheese, sour cream, and spices. You can easily adjust spice level of the dip to make it more or less spicy.
Preheat oven to 350° and lightly grease cast iron skillet or a baking dish.
Dice onions, tomatoes, and jalapeno. Choose older jalapenos for more spice and add jalapeno seeds. Choose young jalapenos for less spice and discard the seeds. (I highly recommend wearing gloves when working with a jalapeno, that way your hands won't burn for hours.)
Combine all ingredients in a bowl and mix to thoroughly combine.
Spread the dip mixture in a cast iron skillet or a baking dish.
Top off with some more grated Monterrey Jack cheese, jalapenos, and diced tomatoes.
Bake the dip for about 20 minutes.
Notes
Make Ahead: Mix everything together and spread it in the baking dish (not in a cast iron skillet). Cover the baking dish air-tight and refrigerate it until you're ready to bake. Let the dish warm up on the counter for about 30 minutes before baking.What else to add: mix in more veggies like bell peppers, other chili peppers like habanero or serrano, pickled jalapenos (drained and chopped), green onions, black beans and/or corn. For meats, add some cooked chorizo or cooked taco flavored meat.